Who it's for
- Retirees and financially independent individuals
- Those living off savings, pensions, or investments
- Families relocating without needing to work locally
Residency through financial means
The Non-Lucrative Visa is ideal for retirees and financially independent people who want to live in Spain without working. It became a leading alternative for investors after the Golden Visa closed, and after five years it leads to long-term residency.
Key requirements
- Proof of sufficient passive income or savings (≈400% IPREM, plus 100% per dependant)
- Full private health insurance valid in Spain
- Clean criminal record, legalised and translated
- Medical certificate
How the process works
- 01
Financial assessment
We confirm your funds meet the thresholds for you and any dependants.
- 02
Document file & insurance
Assemble proof of means, health insurance, criminal record, and medical certificate.
- 03
Consulate application
Apply for the visa at the Spanish consulate in your country.
- 04
Arrival & TIE
Register locally and obtain your residence card.
Frequently asked questions
Can I work on a Non-Lucrative Visa?
No, not in Spain. The route is designed for people who can support themselves without local employment. You may later switch to a work-eligible permit.
Does remote work count?
Working remotely is a grey area on the NLV; if you intend to work remotely, the Digital Nomad Visa is the correct route.